房贷选择固定还是浮动利率？

据2008年6月11日Fairfax媒体财经版报道，自2005年中以来，固定利率房贷份额稳定增长，到今年三月，四分之一的房贷借款人选择固定利率以免受浮动利率上升的影响。

不过，四月份的房贷数据显示，固定利率房贷所占的市场份额再次回跌至17.5％。

Borrowers are shying away from fixed-rate home loans, a sign of growing belief that the economy is slowing enough to ward off interest rate rises.

But traders in financial markets are punting on the opposite. Yesterday, they lifted their bets that the Reserve Bank will raise rates more than once by the end of the year.

The percentage of new borrowers signing up for fixed-rate home loans has grown steadily since mid-2005.

By March, almost one in four borrowers chose to lock in their home loan rate to avoid being caught out by more increases.

But the demand for fixing loans waned in April, and fixed-rate loans dropped back to 17.5 per cent of the total market.